Fixed Rate Mortgages

Mortgages with little or no down payment

Are you concerned about not having enough money for a down payment? Or, would you like to set aside some of the money you have saved for move-in expenses? We offer programs allowing you to finance your purchase with 0% - 3% down, and/or even provide funds for closing costs associated with the loan.

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Interest-Only Payments

Need a little time to work-up to the full principal-and-interest payment? An Interest-Only loan can offer consumers greater purchasing power and increased cash flow. Ask us about financing options that would allow you to borrow 100% of the purchase of your future home, and allow you the opportunity to make interest-only payments for up to 10 years!

Key Features
	You can select from a fixed-rate mortgage with a term of 15 or 30 years.
	You can select an ARM: the rate stays fixed for the first 3, 5, 7, or 10 years (you decide), and after that, the interest rate changes annually after the 3rd, 5th, 7th, or 10th year.
	Both fixed and adjustable rate mortgages are available that feature an Interest-Only payment option.